Aresbank Legal Notice

Official website of ARESBANK, S.A. (hereinafter ‘Aresbank’), a credit institution registered at Bank of Spain under registration number 0136 with registered office in Madrid, Paseo de la Castellana, 257, 28046 Madrid and A-28386191, and registered in the Madrid Mercantile Register in Volume 6.823, Folio 81, Section 8ª, Page M-111.123, Entry 1ª. The e-mail address is

01 General conditions of use 

All products and services provided by Aresbank are subject to current legislation and are under the supervision of Bank of Spain and other regulatory bodies. These General Conditions are those in force as of the date of their last update. Aresbank reserves the right to modify them at any time, in which case they will come into force from their publication and will be applicable to all users of the portal or the website from that date. By accessing this address and its web page (hereinafter, the “Website”) you will be considered a user, and it is presumed that you accept these General Conditions. The information contained in this Website, including that relating to certain products and services, is intended for use, basically, by individuals, companies, partnerships, trusts, natural or legal persons or any other entity (hereinafter “Persons”) with residence in Spain or outside Spain; in which case Aresbank declines all responsibility for access by Persons in jurisdictions where such distribution is not permitted. Certain products and services may not be available or authorised in all jurisdictions or for all Persons. In addition, access to the Aresbank website may be limited by the laws and regulations of different jurisdictions and countries. 

02 Contents 

The contents of the Website, in particular the information and advertising references, unless expressly stated otherwise, do not constitute a binding offer. Aresbank reserves the right to introduce modifications, cancel or restrict access, temporarily or permanently, to the current contents when it deems appropriate, as well as to the links or information obtained through the Website, without prior notice. Aresbank may include on the Website third party content and links to third party websites, always with the authorisation of their owners, such as to social networks and other information. In none of these cases will Aresbank be responsible for the pages and contents of third parties, as well as for the functioning and availability of the same. Aresbank has obtained the information and materials included on the Website from sources considered to be reliable. However, although reasonable measures have been taken to ensure that the information contained is correct, Aresbank does not guarantee that it is accurate, complete or up to date, therefore, Aresbank expressly disclaims any liability for error or omission in the information contained in the pages of this website. It is forbidden to transmit or send through the Website any illegal or illicit content, computer viruses, or messages that, in general, affect or violate the rights of Aresbank or third parties.


03 Intellectual and industrial property

This Website is the property of ARESBANK, S.A. The intellectual and industrial property rights and rights of exploitation and reproduction of this Website, its pages, screens, the information they contain, their appearance, structure and design, source code, audio files and software, as well as the links (“hyperlinks”) that are established from it to other web pages of any company belonging to the financial group of which Aresbank forms part, are owned, have been assigned or are licensed in favour of Aresbank, unless otherwise specified. All the names, trade names, designs and/or logos and products and services that make up this website are duly registered trademarks and are protected by law. Any improper use of these by anyone other than their legitimate owner may be prosecuted in accordance with current legislation. Likewise, the intellectual property rights and trademarks of third parties are suitably highlighted and must be respected by anyone accessing the Website.

04 Prohibited and permitted use

The content of the Website, its graphic design and codes are the property of Aresbank and, therefore, their distribution, reproduction, exploitation, modification, public communication, transfer, transformation, copy, use or commercialisation are prohibited, except with the prior and express consent of Aresbank, even quoting the sources. Any behaviour contrary to the above will be considered a violation of Intellectual Property and Trademark laws, publicity rights, as well as other regulations. Access to this Website does not grant users of the same any right or ownership whatsoever over the intellectual property rights of the contents it contains. Unauthorised use of this intellectual property by third parties will give rise to the legally established criminal, civil and other liabilities. It is also forbidden, except in cases expressly authorised by Aresbank, to establish links or hyperlinks from portals or websites of third parties to the Aresbank website, as well as to present this website, or the information contained therein, under frames, distinctive signs, trademarks or company or commercial names of another person, company or entity. However, always at the user’s own risk, the downloading or copying of elements of the Website exclusively for personal use is permitted, provided that it does not infringe any of the intellectual or industrial property rights of Aresbank and, in particular, may not alter, modify or delete them in whole or in part. Under no circumstances shall this constitute authorisation or licence of Aresbank’s property rights. The Bank shall not be liable for any infringements by users of the site that affect the rights of third parties.

05 Responsibility and guarantee of aresbank, s.a.

 Access to the Website is the exclusive responsibility of the user. Any misuse of the contents of the Website is the sole responsibility of the user who accesses or uses them. Aresbank accepts no liability for any omissions, inaccuracies or errors that may occur at any time in the data and documents contained on the website or for any consequences that may arise from their use. On the other hand, Aresbank does not guarantee continuous access, nor the correct viewing, downloading or use of the elements and information contained on the Website, which may be impeded, hindered or interrupted by factors or circumstances beyond its control. Therefore, neither Aresbank nor the information providers, such as third parties, assume any liability for damages, losses, claims or expenses of any kind, whether or not arising from the use of the Website, by direct connection or by link or other means, or from the information acquired or accessed, by or through it, caused by interferences, computer viruses, service interruptions, line failures, omissions, telephone breakdowns, delays, blockages or disconnections in the operation of the electronic system, caused by deficiencies, overloads and errors in the telecommunications lines and networks, or by any other cause beyond the control of Aresbank. In addition, Aresbank is not responsible for: (i) any non-owned websites that may be accessed through links, hyperlinks or links to the Website, or for any content made available by third parties. Any use of a link or access to a non-owned website is at the sole risk and responsibility of the user; hence Aresbank does not recommend or guarantee any information obtained by or through a link. (ii) the exchange of information between users through the Internet network, and technical problems in the hardware produced during the connection, as well as damages that may be caused by third parties through illegitimate intromissions beyond the control of the Entity. In particular, all liability is excluded for the existence on the network of computer viruses that may access the user’s equipment through the connection to this website. (iii) possible security errors and/or damage that may occur as a result of the use of non-updated versions of browsers or the malfunctioning of these. (iv) improper use of the Aresbank´s website, or possible discrepancies that may arise between the printed version of the printed documents and the electronic version of the same published on its website. 

Privacy and data protection policy 

Aresbank fully complies with current legislation on the protection of personal data and with the confidentiality commitments inherent to banking activity. Likewise, Aresbank has adopted the necessary technical measures to maintain the required level of security, according to the nature of the personal data processed and the circumstances of the processing, in order to avoid, as far as possible and always according to the state of the art, its alteration, loss, processing or unauthorised access. With the scope of the information contained in our files being always up to date and does not contain errors, we ask our customers and users to inform us as soon as possible of any modifications or corrections to their personal data. 

06 Cookies policy 

Cookies are files that are stored on the user’s computer when browsing the Internet and which, in particular, contain a number that allows the user’s computer to be univocally identified, even if the user’s location or IP address changes. If you browse the website, we understand that you accept their use. We recommend that you read our Cookie Policy carefully to obtain detailed information on the cookies used on this website, the purposes of their use, as well as how to oppose or revoke your consent to their use. The Aresbank´s website uses its own and third-party cookies to improve our services and may allow our systems to remember characteristics or browsing preferences on our website; serve to personalise your access on successive visits, make browsing safer, gather statistical information on browsing carried out, or find out user preferences. Aresbank’s cookies policy is subject to the Community and Spanish regulations in force regarding the processing of personal data and the protection of privacy in the electronic communications sector. By virtue of this policy, Aresbank will inform you of the cookies it uses on its website and, where necessary, request your consent to use them. 

Financial and stock information 

The Aresbank´s website does not provide any kind of investment recommendation, legal, tax or any other kind of advice. The information is of a general nature and in no case takes into account specific or particular investment criteria or objectives or financial situation. Therefore, the information contained herein should not be used for investment or decision-making purposes. In the case of traded securities, any decision to subscribe, buy or sell must be taken in the light of the public information. 

07 Applicable law and jurisdiction 

These General Conditions shall be governed by Spanish law, and the Spanish Courts shall have jurisdiction to settle any matter arising from them.